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Revised Loan Interest Rates

As per the decision of the Bank Management Committee, the interest rates on various loan schemes have been revised. The updated rates are applicable as detailed below.

Sr. No.Loan SchemePrevious RateRevised Rate
1Housing Loan (Above ₹10 Lakh)10.00%10.25%
2Housing Loan (Below ₹10 Lakh)10.00%12.00%
3Two Wheeler Loan12.00%12.25%
4Gold Loan (Above ₹1 Lakh)12.50%12.75%
5Gold Loan (Up to ₹1 Lakh)12.50%14.00%
6Business Loan – Above ₹1 Lakh17.25%18.25%
7Business Loan – Up to ₹1 Lakh18.50%19.50%
8Loan for Purchase of Shop12.00%12.50%
9MSME SL-1 (Up to ₹1 Lakh)18.50%19.50%
10MSME SL-2 (Above ₹1 Lakh)17.25%18.25%
11OD / Cash Credit (ODBD)12.50%12.95%
The revised interest rates shall be effective from 18 November 2025 and will be applicable to all newly sanctioned and renewed loans. In special cases, loans below ₹700 may be considered under special approval with an additional interest of 1%.