You can open a savings or current account by visiting any branch of Astha Mahila Nagrik Sahakari Bank Maryadit with Aadhaar Card, PAN Card, address proof, and photographs.
Who is eligible to become a member of the bank?
Women residents are eligible to become members. Priority is given to women entrepreneurs and women-led businesses.
What types of accounts are offered?
The bank offers savings accounts, current accounts, fixed deposits, and recurring deposit schemes.
What deposit and transaction methods are available?
Deposits can be made through cash, cheque, demand draft, or bank transfer at branch counters.
Does the bank provide digital banking facilities?
Yes, NEFT and RTGS facilities are available as per Reserve Bank of India guidelines.
What loan facilities does the bank provide?
The bank provides personal loans, business loans, self-employment loans, and financial assistance for women-owned enterprises.
How long does loan approval take?
Loan approval depends on documentation and verification and is generally completed within a reasonable time.
Are collateral-free loans available?
Certain loan schemes offer collateral-free loans, subject to eligibility and bank policies.
How can I repay my loan?
Loan repayments can be made at the branch through cash, cheque, or bank transfer.
Is loan prepayment allowed?
Yes, loan prepayment is allowed as per the terms mentioned in the loan agreement.
Is KYC mandatory for all customers?
Yes, KYC compliance is mandatory for all customers as per Reserve Bank of India regulations.
How can I keep my bank account secure?
Do not share account details, PINs, or passwords. Always verify transactions and report suspicious activity immediately.
How can I contact the bank or submit a complaint?
Customers can visit their nearest branch during working hours or submit complaints through the bank’s grievance redressal mechanism.
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